Buy Now & Pay Later with Tamara.

Your favorite way to pay

Divide purchases into four installments with no late charges and Sharia-compliant terms.

Split your payments

Choose Tamara at participating stores. Pay the first portion at checkout and the remainder according to your payment schedule.

Why choose Tamara?

Quick, straightforward registration

Sign up using your mobile number and ID, without lengthy approval paperwork.

No late fees and Sharia compliant

Tamara's payment service follows Sharia principles without late-payment charges.

Convenient returns and refunds

Refunds and returns are handled through the retailer's applicable policies.

How does Tamara work?

1

Select Tamara

Choose Tamara when checking out at a participating store.

2

Pay the first installment

Enter your mobile number, complete ID verification if required, and pay.

3

Enjoy your purchase

Track upcoming payments and discover stores or offers through the app.

Stay on top of payments

The Tamara app provides payment reminders, your installment schedule, and special offers.

Frequently asked questions

Who can pay using Tamara?

Customers aged over 18 need a verifiable phone number, valid ID, and eligible payment card in Saudi Arabia, UAE, or Kuwait. Availability depends on the retailer.

When will my order arrive?

Delivery follows the store's normal timeline. Installments follow your payment plan. Contact Tamara support for payment concerns.

What if I return or cancel an order?

Request it through the retailer under its return policy. Once Tamara receives confirmation, the payment schedule adjusts and applicable refunds are processed.

Visit Tamara Help Center
Why might my purchase be declined?

Possible reasons include:

  1. An ineligible card for online shopping.
  2. Bank, telecom, or credit-bureau obligations or flags.
  3. Overdue Tamara installments.
  4. Order value triggering risk checks.
  5. Exceeding the permitted purchase limit.

Consider another card if none of these applies.

How can I pay with Tamara?

Select Tamara during online checkout. In physical stores, ask the cashier and follow the provided instructions.

Need additional help?

Reach Tamara through the app or support channels daily, 9 AM–midnight Saudi time.